Oviedo Car Accident Attorney

​Oviedo sits at a unique crossroads. Just miles from the University of Central Florida and connected to Orlando by the Seminole Expressway, this city of nearly 42,000 draws commuters through State Road 434, Mitchell Hammock Road, Red Bug Lake Road, and Alafaya Trail every day.

That volume creates conditions where accidents happen regularly. Seminole County ranks among the highest in Florida for crashes per capita, and Oviedo residents account for a significant share of those crashes.

If you've been seriously hurt in a crash here, you're not just dealing with an injury. You're facing medical appointments, questions from insurance companies, and time away from work while trying to heal.

Osborne, Francis & Pettis represents car accident victims throughout Oviedo and Seminole County. We handle the insurance negotiations, gather the evidence that matters, and fight to recover what the crash has cost you.

Call (561) 293-2600 or contact us online for a free case evaluation with an Oviedo car accident lawyer.

"We are beyond thankful to Osborne, Francis & Pettis for the exceptional support and legal expertise they provided during my husband’s case following a car accident. From our very first interaction, the team was professional, empathetic, and truly committed to achieving the best possible result.

Because of their hard work and advocacy, my husband was able to reach a positive and fair resolution. We’re grateful for their dedication and would confidently recommend Osborne, Francis & Pettis to anyone in need of knowledgeable and compassionate legal representation."

— Gretchen M, Verified Client Testimonial

Why You Need Legal Help After a Crash in Oviedo

After a crash, it might seem like things will work themselves out. The other driver admitted fault. You filed a police report. You may have even spoken to their insurance company. But these steps can sometimes hurt your case more than help it.

Insurance adjusters are not neutral investigators. Their goal is to lower the amount they pay, sometimes by questioning your injury or using things you said against you later.​

Do not give a recorded statement before speaking to an Oviedo car accident attorney. Even an innocent comment like "I'm feeling better today" can be used to deny coverage for treatments you still need.​

When you work with Osborne, Francis & Pettis, we handle the insurance company so you don't have to. We gather the evidence needed to build your case and demand compensation for what this crash has cost you.

In this short video, attorney Greg Francis explains how early decisions, like talking to an insurer, can affect your claim.

​WATCH: What Should You Do After a Crash?

​Types of Car Accident Cases We Handle

A driver who causes a crash through carelessness can be held responsible under Florida law. We help clients injured in car accidents caused by:

• Distracted drivers who were texting, adjusting GPS, or not watching the road;
• Speeding drivers who couldn't stop in time;
• Drunk or impaired drivers under the influence of alcohol or drugs;
• Aggressive drivers who tailgated, cut off other vehicles, or ran red lights;
• Drowsy drivers who lost focus or drifted out of their lane; and
• Wrong-way drivers who entered roads or ramps incorrectly.

Our Oviedo car accident lawyers also handle cases where crashes result in death. If you've lost a family member in a collision caused by someone else, you may be able to file a wrongful death claim.​

If another driver's negligence caused your injuries, we can investigate the crash and work to hold them accountable.

Injured in a crash caused by someone else? You may be entitled to compensation for your medical bills, lost wages, and other damages. The sooner you speak with an attorney, the sooner we can start building your case.

Call Osborne, Francis & Pettis at (561) 293-2600 or message us online for a free case review with an Oviedo car accident lawyer.

Compensation Available to Car Accident Victims

When we take on a case, our goal is to recover compensation that reflects the full impact of the crash. Florida law allows victims to pursue damages for both financial losses and personal harm. These include:

Medical Expenses

Crash victims often face mounting medical costs. Treatment may include emergency care, imaging scans, surgery, medication, rehabilitation, and follow-up appointments. Some injuries require ongoing treatment long after the initial crash. 

Our Oviedo car accident attorneys work with medical professionals to document the full scope of treatment and project future costs so nothing is left out of your claim.

Lost Income

Serious injuries can keep someone out of work for weeks or months. Missed paychecks, reduced hours, and changes in job duties can disrupt financial stability. In some cases, long-term injuries may limit future earning capacity.

Property Damage

A crash can total a vehicle or leave it in the shop for extensive repairs. Victims may also lose personal items inside the car, such as electronics or work equipment. Rental car costs, towing fees, and transportation expenses add up.

Pain and Suffering

Not all losses can be measured in dollars. Chronic pain, limited mobility, anxiety, sleep disruption, and emotional distress can make daily life difficult. These effects can alter routines and reduce a person's quality of life.

Wrongful Death

For some families, the crash brings a far greater loss. If a loved one dies because of another driver's negligence, compensation may include funeral and burial costs, loss of companionship, and the future financial support the victim would have provided. 

No amount of money replaces a life, but pursuing a claim can help ease some of the burden during a difficult time.

What Our Oviedo Car Accident Lawyers Have Recovered for Clients

Insurance companies have teams of adjusters and attorneys working to minimize what they pay. Without a lawyer, most car accident victims don't receive the full amount they're owed.

"For me, it always comes back to one question: what will it take to help this person recover their life? That's what I work for in every case." 

— Joseph Osborne

We've helped clients recover:

• $7.5 million for a passenger struck while waiting at a red light. His recovery required extended hospital stays, ongoing rehabilitation, and changes at home to manage daily life. The settlement covered continued medical care and replaced the income he could no longer earn.
• $2.5 million for a driver rear-ended by a box truck. Neck and back surgeries limited her mobility, and months of rehab kept her out of work. The settlement accounted for lasting effects on her career and independence.
• $985,000 for a driver who was sideswiped in traffic. The car damage was minimal, but spinal fusion surgery left him with lifelong restrictions. Compensation addressed the costs of surgery and ongoing treatment, as well as the financial strain on his family during his recovery.

Hiring an Oviedo car crash lawyer makes a difference. A Martindale-Nolo survey found that people with legal representation received settlements that were, on average, 3.5 times higher than those who negotiated on their own.

How Florida Law Affects Your Claim

Getting fair compensation isn't just about proving the other driver caused the crash. Florida has specific rules that can affect how much you recover, or whether you recover anything at all. Here's what car accident victims in Oviedo need to know.

Comparative Negligence

If you're found partially at fault for the crash, your compensation is reduced by your percentage of responsibility. If you're more than 50% at fault, you cannot recover anything. Insurance companies often try to shift blame onto victims to lower what they pay. 

Accident reconstruction, traffic camera footage, and witness statements can counter these tactics and establish what actually happened, which is why building a strong case early matters.

Statute of Limitations

You generally have two years from the date of the crash to file a personal injury lawsuit or wrongful death claim. Missing these deadlines can bar you from recovering compensation entirely. 

Between medical treatment and drawn-out negotiations with insurers, months can slip by quickly. Having legal representation ensures that deadlines are met and your case is filed on time.

No-Fault Insurance and PIP

Florida is a no-fault state. Your own personal injury protection (PIP) coverage pays for initial medical expenses and lost wages, regardless of who caused the accident. But PIP only covers up to $10,000, which often isn't enough for serious injuries. 

Filing these claims and knowing when to pursue compensation beyond PIP is part of what we handle for clients.

When You Can File a Claim Against the Other Driver

If your injuries meet the serious injury threshold (permanent injury, significant scarring or disfigurement, or death), you can file a claim directly against the at-fault driver for full compensation beyond what PIP covers. 

Insurance companies sometimes argue that injuries don't meet this threshold to avoid paying out. We know how to fight that.

Why Oviedo Residents Choose Osborne, Francis & Pettis

You need a firm that will take your car accident case seriously and fight for what you're owed. That's what we've done for injured clients since 2015.

With our law firm, you get:​

• A team with more than a decade of experience handling car accident cases across Florida;
• Attorneys who know how to push back when insurers lowball, delay, or deny claims;
• A track record of results in both settlements and at trial;
• Personal attention from your first call through the resolution of your case; and
• No fees unless we recover compensation for you.

We've tried cases, negotiated tough settlements, and helped clients in Oviedo and throughout Seminole County get back on their feet after devastating crashes. Every case we take gets the same level of attention, whether the injuries are catastrophic or the insurance company is simply refusing to pay what's fair.