Orlando Car Accident Lawyer

Crashes on I-4, Colonial Drive, Orange Blossom Trail, or anywhere in Orlando can leave drivers and passengers with more than car damage. Injuries like neck pain, back strain, or head trauma often lead to missed work, long appointments, and ongoing costs. For many, the wreck is only the beginning of a long, frustrating stretch.

With decades of combined experience and multimillion-dollar recoveries in motor vehicle cases, the attorneys at Osborne, Francis & Pettis have represented injured people against drivers, commercial companies, insurers, and other powerful defendants throughout Florida.

We investigate who caused the crash, deal with the insurance companies, and pursue compensation for the medical care, lost income, and other losses you are facing. Call (407) 974-6027 or contact us online to speak with an Orlando car accident lawyer today.

“Best personal injury attorney around, I could not be happier! I was seriously injured in a car accident, and Osborne & Francis helped me through the entire process. I was blown away by how knowledgeable the staff and attorneys are at this incredible law firm…"

- Erica F. | Client

Orlando Car Accident Statistics

Serious crashes remain a concern across Orlando, even as the city reports progress toward reducing traffic deaths and severe injuries.

According to Orlando’s 2025 Vision Zero Progress Report, deadly and serious-injury crashes decreased by approximately 40% over the previous five years. The city also reported more than 100 transportation safety projects completed or underway as part of its effort to reduce severe crashes.

Those projects include changes to intersections, pedestrian crossings, and other parts of Orlando’s transportation network. For drivers, the risks remain especially important on major roads that combine heavy traffic, frequent intersections, high speeds, and vehicles entering and exiting businesses throughout the day.

Dangerous Roads and Intersections in Orlando

Orlando drivers share the road with daily commuters, visitors heading to the area's theme parks and attractions, commercial vehicles, pedestrians, and cyclists. Several major roads carry particularly heavy traffic through areas with frequent intersections, highway entrances, businesses, hotels, and residential neighborhoods.

Roads where Orlando drivers may encounter challenging traffic conditions include:

• Interstate 4 (I-4): I-4 runs directly through Orlando and carries local commuters alongside tourists and interstate traffic. Congestion, highway-speed merging, sudden slowdowns, and busy interchanges can contribute to rear-end, sideswipe, and multi-vehicle crashes.
• Orange Blossom Trail (U.S. 17-92/U.S. 441): Orange Blossom Trail combines multiple lanes of traffic with commercial driveways, intersections, pedestrians, cyclists, and vehicles entering and leaving businesses throughout the corridor.
• Colonial Drive (State Road 50): Colonial Drive crosses Orlando through dense commercial areas and numerous signalized intersections. Left turns, cross traffic, congestion, and frequent stops can increase the risk of rear-end and intersection crashes.
• John Young Parkway: This major north-south route includes large intersections, multiple travel lanes, commercial entrances, and connections to other heavily traveled Orlando roads.
• Silver Star Road: Silver Star Road passes through residential and commercial areas where drivers encounter frequent intersections, turning vehicles, pedestrians, and cyclists.

Where the collision happened can also become part of the investigation. An accident at a busy Orlando intersection may have been captured by a traffic camera or surveillance system at a nearby business. Road markings, traffic signals, vehicle positions, debris, and witnesses can help establish how the collision occurred.

What Types of Car Accident Cases Do Our Orlando Car Accident Lawyers Handle?

Osborne, Francis & Pettis represents Orlando residents who were injured because another driver made a careless decision, ignored a signal, looked down at a phone, or chose to drive impaired. We handle car accident cases involving:

• Speeding and aggressive driving. Tailgating, cutting across lanes, running red lights, and driving too fast for traffic conditions can leave other drivers with little time to react. On roads such as I-4, excessive speed can also increase the severity of a collision.
• Distracted driving. Phones, GPS systems, in-car controls, and conversations can pull a driver's attention away from traffic. A few seconds of distraction may be enough to miss a changing traffic signal, stopped vehicle, pedestrian, or car entering an intersection.
• Driving under the influence. Alcohol, drugs, or certain prescription medications can slow reaction time and impair judgment. Impaired drivers may drift between lanes, miss traffic signals, speed, or fail to react to vehicles ahead.
• Rear-end collisions. Stop-and-go traffic on Orlando's major roads and highways creates opportunities for rear-end crashes. These collisions can cause whiplash, head trauma, back injuries, and spinal pain.
• Intersection crashes. Running a red light, failing to yield, or turning across oncoming traffic can cause serious side-impact collisions. Orlando's major arterial roads include numerous busy intersections where several lanes of traffic, turning vehicles, pedestrians, and cyclists cross paths.
• T-bone and side-impact collisions. The side of a vehicle provides less protection than the front or rear, which can leave the driver or passenger closest to the impact with serious injuries.
• Head-on collisions. Wrong-way driving, crossing the center line, impaired driving, and loss of vehicle control can lead to head-on crashes with devastating injuries.
• Multi-vehicle crashes. Chain-reaction collisions may involve several impacts and more than one responsible driver. Vehicle damage, witness accounts, video, and the sequence of impacts may all be needed to determine how the crash started and who contributed.‍
• Hit-and-run accidents. A driver leaving the scene does not necessarily leave an injured person without options. Police investigations, witness accounts, surveillance footage, vehicle debris, and uninsured motorist coverage may all become important after a hit-and-run.‍
• Sideswipe and merging accidents. Orlando's multilane highways and busy entrance and exit ramps create frequent merging points. These cases can involve disputes over which vehicle occupied the lane or whether a driver moved over without checking surrounding traffic.‍
• Rollover accidents. A vehicle may roll after being struck by another car, forced off the roadway, or destabilized during a collision. Investigating what caused the rollover can require looking beyond the vehicle's final position.‍
• Crashes involving uninsured or underinsured drivers. When the person who caused the wreck has little or no bodily injury coverage, the injured person's own UM/UIM coverage may become an important part of the claim.‍
• Single-vehicle crashes involving another responsible party. A driver does not have to physically hit your car to cause a crash. Another vehicle may force you from your lane or off the road, while a defective vehicle component or dangerous roadway condition can raise questions about other responsible parties.

The circumstances surrounding the collision can also affect which evidence is most useful. An intersection crash may turn on traffic-camera footage or witness accounts, while a multi-vehicle collision may require investigators to reconstruct the sequence of impacts and determine the actions of several drivers.

Car Accidents Near Orlando Theme Parks and Tourist Areas

A car accident while visiting Orlando creates questions that local drivers may never have to deal with. Your rental car may be sitting at a tow yard while you are supposed to fly home. You may have received emergency treatment in Florida but need follow-up care from doctors in another state. The driver who hit you may also be visiting from somewhere else.

Crashes around Orlando's tourism areas can involve rental cars, rideshare vehicles, hotel transportation, tour vehicles, and visitors traveling between attractions on unfamiliar roads. I-4, International Drive, Universal Boulevard, World Center Drive, and the roads surrounding Orlando's major resorts and attractions bring together local traffic and visitors throughout the year.

If you live outside Florida, you do not have to remain in Orlando for the entire insurance claim or return to Florida every time something happens in your case. An Orlando attorney can investigate a crash that occurred here while you continue medical treatment closer to home.

The insurance issues may also require a closer look when a rental vehicle or rideshare was involved. Coverage can depend on who owned the vehicle, who was driving, whether the driver was working at the time, and which insurance policies apply.

What Should You Do After a Car Accident in Orlando?

After an Orlando crash, your first priority is your health. If you are seriously injured, do not delay medical care to collect evidence, take photographs, or exchange information. Florida law also requires drivers involved in injury crashes to render reasonable assistance when medical treatment is necessary.

You may leave the scene in an ambulance with no photos, no witness names, and little idea of what happened. That does not mean important evidence is gone. Police reports, body-camera footage, vehicle damage, witnesses, nearby surveillance video, and other records can help reconstruct the crash later.

If you are physically able to remain at the scene safely, or a family member or passenger can help, these details can be useful:

• Photograph more than the vehicles. Capture the intersection or roadway, traffic signals, lane markings, skid marks, debris, vehicle positions, and anything that may have blocked a driver's view.
• Save the exact location. Record the intersection, cross streets, direction of travel, and the entrance, exit, or turn you were approaching.
• Look for nearby cameras. Hotels, restaurants, gas stations, apartment complexes, parking lots, and other Orlando businesses may have surveillance footage. Make note of any cameras you see so footage can be requested before it is overwritten.
• Get witness information. If someone saw the crash and stopped to help, ask for their name and phone number. An independent witness can be especially important when drivers later disagree about a traffic signal, lane change, or right of way.
• Notice details about the other vehicle. A company name, rideshare decal, delivery logo, or other identifying information could point to additional insurance coverage or another responsible party.
• Keep everything you receive afterward. Hospital paperwork, towing receipts, repair estimates, insurance emails, medical bills, and records of missed work can help document what the crash has cost you.

If you were taken directly to an Orlando hospital, your attorney can begin looking for evidence you were in no condition to collect yourself. That can include locating witnesses, requesting available video, obtaining records, and documenting the vehicles before evidence disappears.

Continue your medical treatment after leaving the hospital as well. Florida PIP coverage generally requires initial medical care within 14 days of the crash, although someone transported for emergency treatment will already have received care within that period.

Watch the video below to hear attorney Greg Francis explain what to do after a crash:

The Hidden Risks of Talking to Insurance Adjusters

The other driver’s insurance company may contact you before you have had much time to process what happened. After a serious Orlando crash, that could mean you are still in the hospital, taking pain medication, waiting for surgery, or unable to remember portions of the collision.

That is a terrible time to be pinned down to a recorded version of events.

An adjuster may ask questions that sound simple:

• “How are you feeling today?” You may still be waiting for imaging, a specialist evaluation, or a diagnosis that explains your pain.
• “Tell me exactly what happened.” After a violent collision, you may remember the impact without remembering the seconds immediately before it.
• “When did you first see the other vehicle?” Estimating distances, speeds, or timing from a hospital bed can lead to answers that do not match evidence discovered later.
• “Have you ever injured your back before?” A prior injury does not explain away a new one, but an incomplete answer about your medical history can become another point of dispute.
• “Were you wearing your seat belt?” Questions about your actions can be used when the insurer is looking for grounds to place some of the fault on you.

You are also allowed to say you do not know or do not remember. A person who was knocked unconscious, transported by ambulance, sedated for treatment, or simply did not see the collision coming may genuinely have gaps in their memory.

Family members should be cautious too. An adjuster may contact a spouse or relative while you are unable to speak for yourself. They may know about your injuries and treatment, but they probably did not witness the crash and should not guess about what happened.

Remember That Adjusters Can See Social Media, Too

The phone call is not the only place your words and activities can become evidence. Public social media posts, photos, comments, and other online activity may be reviewed during a personal injury claim.

A post does not have to mention your accident to raise questions. Consider someone recovering from a back injury who attends a family birthday and smiles for a photo. That single picture says nothing about how long they stayed, whether they were in pain, or whether they spent the following day recovering. An insurer could still point to it when questioning how much the injury has affected them.

While your Orlando car accident claim is pending, be careful about posting:

• Photos or videos showing physical activities;
• Updates about your recovery or medical treatment;
• Comments about the accident or the other driver;
• Check-ins from vacations, restaurants, sporting events, or other activities; and
• Posts from friends or family that tag you or discuss your condition.

Do not start deleting existing posts because you think they could hurt your case. Social media information can be subject to preservation requirements, and deleting relevant material after a claim arises can create its own legal problems. The Florida Bar specifically addresses preservation of relevant social media information in anticipated litigation.

Before giving the other driver’s insurer a recorded statement or making decisions about existing social media content, speak with an Orlando car accident lawyer at Osborne, Francis & Pettis. Call (407) 974-6027 and let our team handle the insurance company while you focus on your recovery.

Florida’s No-Fault Insurance System After an Orlando Car Accident

Florida’s no-fault system can be confusing after a serious crash because the driver who caused the accident is not necessarily the first insurance company paying your medical bills.

Your own Personal Injury Protection (PIP) coverage generally pays first for certain medical expenses and lost income, regardless of who caused the crash. Florida drivers are required to carry at least $10,000 in PIP coverage.

PIP generally pays:

• 80% of reasonable and necessary medical expenses related to the accident, subject to coverage limits.
• 60% of lost income when your injuries keep you from working.
• Certain replacement services when your injuries prevent you from performing tasks you would normally handle yourself.

There is also a 14-day deadline for receiving initial medical treatment to qualify for PIP medical benefits. Depending on the medical findings, benefits may be limited to $2,500 unless a qualifying provider determines that you suffered an emergency medical condition.

What Happens When $10,000 in PIP Is Nowhere Near Enough?

For someone taken by ambulance to an Orlando emergency room, $10,000 can disappear quickly. An ambulance ride, ER evaluation, CT scan, MRI, specialist care, or hospital admission can generate bills well beyond the available PIP coverage before treatment is finished.

Suppose you are seriously injured in a crash on I-4 and require surgery followed by months of rehabilitation. Your PIP policy does not suddenly increase because your injuries are severe.

That is when questions about the other driver’s responsibility and available insurance become much more important.

Depending on your injuries and the circumstances of the crash, additional sources of recovery may include:

• The at-fault driver’s bodily injury liability coverage;
• Your own uninsured or underinsured motorist coverage;
• Insurance covering an employer when the responsible driver was working;
• Commercial insurance when a company vehicle was involved; or
• Other responsible parties identified during the investigation.

An Orlando car accident attorney can review the available policies and determine where coverage may exist after PIP benefits are exhausted.

What If the At-Fault Driver Doesn't Have Insurance?

This can become especially serious when your PIP benefits are exhausted and you learn that the person who hit you has no bodily injury liability coverage.

Your own insurance policy needs a closer look. If you purchased Uninsured/Underinsured Motorist (UM/UIM) coverage, it may provide compensation when the driver responsible for the crash has no insurance or does not have enough coverage for your injuries.

For example, you could suffer a serious back injury requiring surgery while the driver who caused the crash has little or no insurance available for your injuries. UM/UIM coverage on your own policy may become one of the most important sources of recovery.

There may also be other avenues to investigate. Was the driver working at the time? Was a commercial vehicle involved? Did another driver contribute to the collision? Does another applicable insurance policy exist?

Osborne, Francis & Pettis can review the insurance coverage connected to an Orlando crash and determine which policies and responsible parties may provide compensation beyond your PIP benefits.

What Is Florida's Serious Injury Threshold After a Car Accident?

PIP is only one part of Florida's no-fault law. There is another rule that becomes important when you are seeking compensation for pain, suffering, mental anguish, and inconvenience from the person who caused the crash.

Florida law allows these damages when the injury involves:

• A significant and permanent loss of an important bodily function;
• A permanent injury within a reasonable degree of medical probability, other than scarring or disfigurement;
• Significant and permanent scarring or disfigurement; or
• Death.

This is commonly called Florida's “serious injury threshold.”

It is separate from the “emergency medical condition” determination that can affect how much PIP coverage is available. Someone can easily encounter both terms after an Orlando accident, which can make an already confusing insurance process even harder to follow.

Whether an injury meets the serious injury threshold usually depends on the medical evidence. A permanent back or neck injury, loss of function, or significant scarring may raise very different issues from an injury that doctors expect to fully resolve. Your diagnosis, prognosis, treatment history, and physicians' opinions can therefore become important when pursuing damages beyond the benefits available through PIP.

Who Might Be Legally Responsible for Your Car Accident?

In many Orlando car accidents, the driver is usually the one at fault. But it’s not always that simple. Florida law allows other people, or even companies, to be held accountable, too.

Here are some examples:

• The Driver Who Caused the Crash: This is the most common situation. If another driver ran a red light, was texting behind the wheel, or drove recklessly, they’re likely to be held responsible.
• Their Employer: If the at-fault driver was working when the crash happened (like a delivery driver or contractor), their employer might also be responsible.
• Uber or Lyft: If the driver was working for a rideshare company at the time, the company’s insurance may be involved, and in some cases, they may have coverage up to $1 million.‍
• A Government Agency or Road Contractor: A crash may involve more than driver error when a traffic signal is malfunctioning, a sign is missing or obscured, or another dangerous road condition contributed to what happened. Depending on who controlled or was working on the road, a government agency or contractor may need to be investigated.

Because Florida uses a modified comparative negligence system, more than one person can share blame for the crash. If you’re found to be 50% or less at fault, you can still recover damages, but the amount you receive will be reduced by your share of responsibility. If you're more than 50% at fault, you may not be able to recover anything at all.

That’s why proving who was at fault, and how much, is such an important part of your case. Our team at Osborne, Francis & Pettis can investigate every angle to make sure the right parties are held accountable.

Can an Orlando Car Crash Lawyer Still Help Me If I'm Involved in an Accident With a Rideshare Vehicle?

Rideshare accidents involving companies like Uber or Lyft can be very complex. The question of who pays depends entirely on what the driver was doing at the moment of the crash:

• App Off: The driver is using the car for personal reasons. Only the driver's personal insurance policy applies.
• App On, Waiting for a Ride Request: A lower level of coverage provided by the rideshare company applies. This typically includes liability limits of $50,000 per person and $100,000 per accident for bodily injury.
• Accepted a Ride or Transporting a Passenger: This is the highest level of coverage. Florida law requires the rideshare company’s insurance policy to provide at least a $1 million liability policy for bodily injury and property damage.

As an injured passenger, you generally have a claim against this high-limit $1 million policy if the rideshare driver was at fault. If another driver was at fault, you may have a claim against their insurance, and the rideshare company’s Uninsured/Underinsured Motorist (UM/UIM) coverage may apply if the at-fault driver has no or too little insurance.

Can the City or State Be Responsible for a Dangerous Orlando Road?

A crash investigation may point to a problem with the road itself. A malfunctioning traffic signal, missing or obscured sign, dangerous pavement condition, or unsafe construction zone can affect how and why a collision occurred.

The next question is who was responsible for that location. Roads throughout the Orlando area can be controlled by the City of Orlando, Orange County, the Florida Department of Transportation, or another government agency. Private contractors may also be responsible for construction or maintenance work.

Claims involving a Florida government entity do not follow all of the same rules as a claim against another driver. Florida law requires written notice before certain claims against the state or one of its agencies or subdivisions can proceed, and additional restrictions apply to these cases.

Records can become especially important when a dangerous road condition is suspected. Prior complaints, maintenance and inspection records, work orders, construction documents, and reports of earlier crashes may help determine how long a problem existed and what had been done about it.

If something about the road contributed to your Orlando crash, Osborne, Francis & Pettis can investigate who controlled the location and whether the claim extends beyond the drivers involved.

How Do You Prove Liability After an Orlando Car Accident?

A police officer arrives after the collision. They did not see the other driver run the red light, drift into your lane, or look down at a phone. The crash report documents what the officer finds and what the people involved say, but it may not settle a dispute over who caused the accident.

That can leave you with a frustrating situation: you know what happened, and the other driver is telling a completely different story.

When the Other Driver Changes Their Story

At the scene, a driver might apologize or admit they were distracted. Later, their version can change when they speak with their insurance company.

Suddenly, they claim you changed lanes. They say the light was green. They deny speeding. Or their insurer argues that you had enough time to avoid the collision.

This is where evidence outside the drivers' statements becomes important. Depending on the crash, Osborne, Francis & Pettis may look for:

• Video that you never knew existed. Gas stations, restaurants, hotels, apartment buildings, parking lots, and other businesses near an Orlando crash scene may have cameras facing the roadway.
• People who saw only a few seconds, but saw the seconds that matter. A driver waiting at the opposite light may have seen who entered the intersection first. Someone traveling behind you may have watched the other vehicle drift into your lane.
• Damage that does not fit the other driver's story. The location and direction of vehicle damage can help show how the cars came together.
• Electronic evidence. Cellphone records may become relevant when distracted driving is suspected, while vehicle data can provide information about speed, braking, and other actions immediately before impact.
• Evidence from the roadway itself. Skid marks, debris, lane markings, sight obstructions, and the final positions of the vehicles can provide additional clues about how the crash occurred.

A Green-Light Dispute at an Orlando Intersection

Say you are T-boned while driving through an Orlando intersection. You tell the officer you had a green light. The other driver says the exact same thing.

There may be no citation that resolves the issue.

A nearby business, however, may have a camera pointed toward the intersection. Another driver waiting to turn may have watched the other vehicle enter against the light. The damage to both vehicles may also support your account of where and how you were struck.

Those pieces can become far more important than simply repeating your version of the crash to an insurance adjuster.

Evidence Can Disappear While You Are Still Recovering

This is particularly important after a serious accident. You may be hospitalized or focused on surgery and treatment while vehicles are repaired, witnesses become harder to locate, and surveillance systems continue recording over older footage.

You are not expected to leave a hospital bed and start tracking down cameras.

Osborne, Francis & Pettis can investigate an Orlando crash while you are receiving treatment, identify evidence that may exist beyond the police report, and work to preserve it before it disappears. That evidence can become critical when the other driver or insurance company disputes who caused the collision.

How Do I Get My Orlando Car Accident Report?

If an Orlando Police Department officer investigated your crash, you can request the traffic crash report online through the City of Orlando. OPD says reports are generally available within three to five business days after the accident. You will need identifying information such as the case number, crash date, and driver's name, and the city currently charges $10 for the report.

Not every crash in the greater Orlando area is investigated by OPD. The Orange County Sheriff's Office or Florida Highway Patrol may have responded instead, depending on where the collision happened. Check the paperwork you received at the scene for the investigating agency and case or report number.

Florida also limits public access to crash reports containing personal information for the first 60 days. During that period, people involved in the crash, their attorneys, insurers, and certain other authorized parties can obtain them.

The report is a starting point, not a complete record of everything available from the crash. Police body-camera footage, 911 calls, photographs, surveillance video, and other records may need to be requested separately.

Injuries an Orlando Auto Accident Attorney Can Help You With

The force of a crash doesn’t stop at the vehicle. Whether it’s a rear-end hit or a T-bone collision, the damage often carries through the body. Some injuries show up the same day. Others take longer and keep you out of work, off your feet, or in and out of medical care.

Head and Brain Injuries

A concussion or brain injury can happen when your head strikes part of the vehicle or from the force of your brain moving inside the skull during impact. Headaches, dizziness, memory problems, sensitivity to light, and difficulty concentrating can continue after the crash.

Neck and Back Injuries

Rear-end and high-impact crashes can cause whiplash, herniated discs, nerve compression, and other injuries to the neck or back. These injuries can make sitting through a workday, driving, lifting, or sleeping difficult and may require physical therapy, injections, or surgery.

Broken Bones and Joint Injuries

Hands, wrists, ribs, hips, arms, and legs can fracture during a collision. Knees and shoulders are also vulnerable when you brace for impact, strike the dashboard or door, or twist during the crash.

Internal Injuries

Blunt-force trauma and seat belt pressure can damage internal organs or cause internal bleeding. Because symptoms are not always obvious at the scene, abdominal pain, dizziness, difficulty breathing, or worsening symptoms after a crash require medical attention.

Burns, Scarring, and Disfigurement

Airbags, broken glass, vehicle fires, and contact with hot surfaces can cause burns, cuts, and permanent scars. More severe injuries may require surgery, skin grafts, or other ongoing treatment.

Emotional Injuries

The effects of a serious crash can continue after physical wounds begin healing. Anxiety, flashbacks, difficulty sleeping, and fear of driving can interfere with work, relationships, and everyday routines.

Every injury leaves a paper trail: doctor’s notes, test results, pharmacy records, specialist visits, and treatment recommendations. Our team helps connect those records to the crash and presents them in a way insurance companies can’t ignore.

A car accident can impact almost every part of your life, causing unexpected financial and emotional stress. Don’t let it overwhelm you. We’ll take care of the details so you can concentrate on recovering and getting back on track.

Contact an Orlando car accident lawyer at Osborne, Francis & Pettis today at (407) 974-6027 or reach out online for your free case review.

What Kind of Settlement Can an Orlando Car Accident Attorney Help You Secure?

A car crash in Orlando can affect everything: how you work, move, sleep, and pay your bills. Florida law allows you to pursue damages from the driver who caused the accident.

Osborne, Francis & Pettis fights for fair compensation for our clients that includes:

• Medical expenses. Emergency care, diagnostics, surgery, therapy, prescriptions, and other treatments linked to the crash.
• Lost income. Paychecks missed due to injury, or future earnings affected by long-term restrictions.
• Pain and suffering. Physical pain, emotional strain, and conditions like anxiety, depression, or loss of sleep may be included in your claim.
• Vehicle repairs or replacement. The cost to repair or replace your car and any other damaged property inside it.
• Wrongful death. When a crash results in loss of life, we help families secure compensation for funeral costs, lost household income, and more.

We’ve seen how quickly insurance companies assign value to injuries they don’t have to live with. That’s why every claim we prepare reflects not just what was spent but what was lost. In one case, Osborne, Francis & Pettis secured $2.5 million for a client rear-ended by a box truck who needed neck and back surgery.

You shouldn’t have to accept less from the driver’s insurance than what the crash actually took from you.

According to a Martindale-Nolo study, on average, people who hired a lawyer received over four times more in compensation, about $77,600, compared to just $17,600 for those who handled the case on their own.

At Osborne, Francis & Pettis, we make sure you're not taken advantage of, and we fight to get every dollar you’re owed.

How the Orlando Car Accident Attorneys at Osborne, Francis & Pettis Build Your Case

At Osborne, Francis & Pettis, when we take on your case, we’re all in. That means giving you the personalized attention of a boutique law firm, backed by the resources and grit of a team that’s taken on billion-dollar corporations. Here's how we build your case from the ground up:

• We Get to Work Immediately: We don’t wait for the insurance companies to make the first move. Our team moves quickly to investigate the crash, gather police reports, locate witnesses, take photos or video evidence, and secure anything that could strengthen your claim before it disappears.
• Documenting Your Injuries and Losses: Your case's true value comes from your injuries. We work closely with your doctors and specialists, collect all medical bills and records, and fully document your ongoing pain, future treatment needs, and how the injury has impacted your ability to work and enjoy life.
• Determining the Full Value of Your Claim: We look beyond initial costs. We calculate not just your current medical bills and lost wages, but also future expenses, potential lost earnings, and the value of your pain and suffering, to demand full and fair compensation.
• Aggressive Negotiation with Insurers: Insurance companies are focused on paying as little as possible. We use our detailed evidence and negotiating experience to challenge their lowball offers and fight for a settlement that reflects your true losses.
• Taking Your Case to Trial: While most cases settle, we prepare every case as if it will go to trial. As "real, tough lawyers," we are always ready to argue your case in court if the insurance company refuses to be fair.

“I’ve heard from people in Orlando who can’t sit through a work shift without pain, but still get calls from insurance asking if they’re ‘back to normal.’ They’re not. And they’re tired of getting pushed around like their injuries don’t count. We don’t let that slide, we hold the driver accountable and make sure the claim reflects what actually happened.”

- Gregory Francis | Osborne, Francis & Pettis

Why Do Orlando Drivers Turn to Osborne, Francis & Pettis?

After a crash, drivers in Orlando don’t always get treated fairly. Insurance companies question symptoms, doctors don’t always take the time, and reports can leave out critical details. That’s where Osborne, Francis & Pettis steps in.

Our firm has represented people injured in car accidents throughout Florida for over a decade. Whether rear-ended at a traffic light, struck while crossing an intersection, or sent to the hospital by a distracted driver, an auto accident attorney in Orlando from our team is ready to fight for you. We’ve helped clients secure significant settlements, including a $1 million award for a 38-year-old woman injured in a crash.

People hire us because we know how car accident claims work in Florida. We stay on top of medical timelines, secure records, and tie each part of the case back to what the crash took from you.

Proudly Representing Orlando Residents