Personal Injury Lawyer in Clermont

The Risks of Personal Injury in Clermont

Clermont’s combination of fast‑growth, busy roads, lakeside recreation, and bustling commercial zones creates a unique mix of personal injury risks, not just from car wrecks, but from slips, bites, recreation mishaps, and defective products.

Clermont is one of Florida’s fastest‑growing cities, with US‑27 and SR‑50 serving not only local commuters but also freight, regional, and tourist traffic. Nearly 70% of residents commute out of the city daily, increasing congestion and collision potential. 

A 2023 report from Florida Highway Safety and Motor Vehicles shared key data for Lake County, where Clermont is located:

• 5,360 total crashes
• 83 total fatalities
• 4,216 people injured
• More than a 12% increase in motor vehicle fatalities compared to 2022
• 104 bicycle crashes, resulting in 98 injuries and 5 deaths
• 152 motorcycle crashes, with 140 injuries and 14 deaths
• 10 pedestrian deaths reported

While traffic accidents make up a significant portion of personal injury cases in Clermont, they’re far from the only risk. Below are just a few examples of how negligence in non-traffic settings can lead to serious, often life-altering injuries:

• Slips, trips & falls in public places: Though city-level data is harder to isolate, state stats show slip‑and‑fall accidents are among Florida’s most frequent injury claims, with 75,570 hospitalizations due to unintentional falls in 2021 alone.
• Dog bites are no small matter: Florida ranked #2 nationwide in dog bite insurance claims in 2023 (1,532 claims). Lake County trends suggest rising incidents, especially among children and seniors.

What Types of Cases Do Our Clermont Personal Injury Lawyers Handle?

At Osborne & Francis, we’ve helped people in Clermont who’ve found themselves in situations they never saw coming. 

If you were hurt because another person, company, or property owner failed to act responsibly, our job is to make sure you don’t have to carry that burden alone. We’re here to hold the at-fault parties accountable and fight for every bit of compensation you're owed.

Here’s a closer look at the kinds of personal injury cases we handle right here in Clermont:

• Motor Vehicle Accidents: Clermont's busy roads see thousands of collisions every year, and too many of them are preventable. Speeding, distracted driving, DUI, or aggressive behavior behind the wheel can all lead to serious injuries, such brain injuries, and we don’t let those drivers or their insurers off the hook.
• Slip-and-Fall & Premises Liability: Wet floors, uneven sidewalks, poor lighting, broken railings, or even a lack of proper security can all lead to devastating injuries. If your accident happened because a property owner failed to keep their space safe, we’re here to help you hold them accountable.
• Dog Bites: Clermont is a family-friendly city, and pets are a big part of that. But when dog owners fail to properly control their animals, the consequences can be serious.
• Product Liability: You shouldn’t have to worry about getting hurt by everyday items you use at home, on the job, or in your car. But when a product is poorly designed, manufactured with defects, or sold without proper warnings, you can get seriously injured. 
• Wrongful Death: If your family is facing the unimaginable, we’ll walk with you through the legal process and fight to hold the responsible party accountable. A wrongful death claim can’t make things right, but it can bring financial relief and a measure of justice.

No matter how you were injured, in a car accident, a fall, a dog bite, or something else entirely, what matters now is getting the care, answers, and support you need to move forward. At Osborne & Francis, we won’t rush you through the process or treat you like just another file. 

We’ll take the time to understand what you’re going through, explain your rights honestly, and fight to recover the full compensation you deserve. If you’ve been hurt in Clermont or the surrounding area, give us a call at (561) 293-2600 or fill out our online form for a free consultation.

The Dangers of Speaking to Insurance Companies and Why You Should Let Your Clermont Personal Injury Attorneys Do the Talking

After an accident, it's common for an insurance adjuster to contact you very quickly. It’s natural to want to cooperate, but it’s crucial to understand that their primary goal is to protect their company's bottom line, not your best interests. This often means trying to minimize the payout for your claim, or even deny it outright.

Here are the critical dangers of giving a recorded statement or engaging in extensive conversations with an insurance company without legal representation:

• Your Words Can Be Used Against You: Even seemingly innocent remarks can be twisted or taken out of context to suggest you were at fault, or that your injuries are not as severe as you claim. 
• Premature Settlements: Adjusters might offer a quick, lowball settlement before the full extent of your injuries and damages are known. Accepting this offer means you waive your right to seek additional compensation later, even if your medical needs prove to be far greater or more prolonged than initially thought.
• Downplaying Injuries: Early after an accident, the full scope of your injuries might not yet be apparent. A recorded statement made before a proper diagnosis can lead the insurance company to argue your injuries weren't serious or weren't directly caused by the accident.
• Fishing for Information: They may ask open-ended questions designed to elicit information that can be used to deny or devalue your claim, such as probing into your past medical history or pre-existing conditions.

Remember, you are generally not legally obligated to give a recorded statement to the at-fault party's insurance company. The only information you should provide is your name, contact information, and insurance policy number. Any further communication should be handled by an experienced Clermont personal injury attorney. 

How a Personal Injury Lawyer in Clermont Proves Liability 

In Florida, the vast majority of personal injury cases hinge on proving negligence. This means demonstrating that another party's carelessness or failure to act reasonably directly caused your injuries.

To bring a successful claim, our team of Clermont personal injury lawyers will establish four fundamental elements:

• Duty of Care: We start by showing that the person or company responsible had a legal duty to keep others safe. That could be a driver on US-27 following traffic laws or a store manager keeping floors clean.
• Breach of Duty: Next, we show how they failed to live up to that responsibility. Maybe they ran a red light, ignored a spill in their store, or let an aggressive dog roam off-leash.
• Causation: It’s not enough to show they acted carelessly; we have to prove that their actions directly caused your injury. In other words, you wouldn’t be in this situation if they had done what they were supposed to do.
• Damages: Finally, we show that you’ve suffered real harm. This could include medical bills, lost income, pain and suffering, or long-term care needs.

Why You Need a Clermont Personal Injury Attorney by Your Side

You might think that if the accident wasn’t your fault, the process will be simple. The truth is, it rarely is. Even when liability seems obvious, insurance companies or the other side’s lawyers are trained to look for ways to pay you less or deny your claim altogether. 

That’s why having the right legal team makes such a difference. At Osborne & Francis, we know how the system works. We know what to expect from insurers, how to cut through the red tape, and how to build a case that gets taken seriously.

This is how we take care of your case, so you don’t have to:

• Full Investigation: We dig deep so you don’t have to. Police reports, medical records, witness statements from neighbors or coworkers, surveillance from local businesses, and even expert analysis from accident reconstruction and medical professionals. Nothing is overlooked.
• Legal Knowledge You Can Rely On: Florida law is complex. There are filing deadlines, shared fault rules, and strict procedures. Our team handles all of it, so you won’t face penalties or miss opportunities.
• We Talk, You Heal: After you hire us, all communication goes through our office. You focus on healing, while we stand guard.
• We Calculate Your Real Damages: The claim isn’t just for your current medical bills. We assess future care, lost income, pain and suffering, and loss of enjoyment of life. We build a case for every dollar you deserve.
• Negotiation and Courtroom Readiness: We negotiate hard and prepare every case like it’s going to trial. That determination puts you in the strongest possible position.
• No Win, No Fee: We work on contingency. If we don’t win, you don’t owe us. That means you can pursue justice without upfront costs or added stress.

A Martindale Nolo study shows a huge gap in personal injury payouts. People with lawyers walk away with an average of $77,600. Those without legal help get just $17,600.

That’s why having the right attorney not only takes the stress off your shoulders, it can also potentially change the outcome of your case and the amount you recover.

What Can You Be Compensated for In a Clermont Personal Injury Settlement?

At Osborne & Francis, we know that no two injuries and no two recoveries are the same. That’s why we take the time to understand your situation in full, so we can pursue a Clermont personal injury settlement that truly reflects what you’ve been through.

Here’s a breakdown of the types of compensation that may be available in your case:

• Medical Expenses: From the ER to long-term rehab, we seek full compensation for hospital stays, surgeries, prescriptions, follow-ups, therapy, and future care.
• Lost Wages: If your injuries forced you to miss work, you can recover the income you lost.
• Loss of Earning Capacity: If your injuries prevent you from returning to your job or earning the same income going forward, we’ll fight to include that in your claim.
• Property Damage: Often relevant in auto accident cases, this includes the cost to repair or replace your vehicle or other personal property.
• Other Out-of-Pocket Costs: This might include transportation to doctor appointments, hiring in-home care, or making modifications to your home for accessibility.
• Pain and Suffering: Covers the physical pain and discomfort caused by your injuries. Includes anxiety, depression, PTSD, or other mental health impacts tied to the accident.
• Loss of Consortium: In wrongful death cases, surviving spouses or close family members may be entitled to compensation for the loss of companionship, affection, emotional support, and the shared experiences that were taken away by the untimely death of their loved one.
• Punitive Damages: These are not awarded in every case, but when the at-fault party’s behavior was especially reckless or malicious, Florida courts may allow additional damages to punish that conduct and help prevent it from happening again.

At Osborne & Francis, we take the time to understand what our clients are going through, and we work tirelessly to secure outcomes that reflect the full weight of what they’ve lost. Below are just two examples of how we’ve helped real people in Florida move forward after devastating injuries and losses:

• $900,000 Slip-and-Fall Settlement: Our client slipped and fell in a public restroom that had just been mopped. The janitorial company failed to place wet floor signs or close off the area while it dried, creating a serious hazard. 
• $2.75 Million Hit-and-Run Wrongful Death Settlement: A young boy riding his bike was tragically struck and killed by a truck whose driver fled the scene. After months of investigation, we identified the driver and pursued justice on behalf of the family.