Common Types of Workplace Injuries
Injuries of many kinds can happen at work, but there are a few that are more common than others. Some of the most common workplace injuries include:
- Slip and Fall accidents
- Motor vehicle accidents
- Stress and overexertion injuries
- Repetitive motion injuries
- Being struck or crushed by machinery
- Chemical burns
- Burns from fires or explosions
This list is not exhaustive, but injuries like these occur across the country every day. If you are unsure that your injury qualifies for a workers’ compensation claim, your best course of action is to schedule a case evaluation with a qualified attorney right away.
What Do I Do if My Orlando Workers Comp Claim is Denied?
Sometimes in the course of settling a workers’ compensation claim, insurance companies may deny the claim. This denial may seem very final, but there’s no need to panic or give up. Your attorney can file an appeal for your claim, requesting the court to take a second look at its validity.
In the course of an appeal, you’ll have two years to file a “Petition of Benefits” with the insurer. The company will look over this claim and decide whether to honor the petition or file a justification for denying the claim. If your claim is denied, a mediation session will be scheduled with your attorney to attempt to negotiate a benefit payment on your behalf. This negotiation will then be brought before a judge, who will make a ruling within thirty days of the final hearing.
What Does Workers’ Compensation Cover for Orlando, Florida Claims?
The extent of coverage from workers’ compensation can be difficult to determine in a general way. Due to the variable nature of workplace injuries, the specifics of compensation are determined by the types of benefits awarded in a claim. In Florida, the types of benefits awarded could include:
- Temporary Disability, if you are kept from working for an extended but not permanent period of time. This typically constitutes two thirds of your weekly pay. There are exceptions and limitations based on the specifics of a claim, but this is one of the most commonly awarded benefits.
- Permanent Impairment, based on a doctor’s evaluation of your situation to determine if you have lost function due to an injury. You can use the Impairment Benefit Calculator to determine what these benefits may look like.
- Permanent Total Disability, if your injuries permanently prevent you from working. The rate of pay for these benefits is equivalent to those of temporary disability, but lasts until you are 75 years old (or longer, if you don’t qualify for Social Security benefits).
- Vocational Rehabilitation, if you are no longer able to continue work at your existing job. This covers training and educational costs for new jobs, vocational counseling, and placement services to ensure a new job.
- Medical Benefits pertaining to any costs incurred due to a workplace injury. This includes medical bills, pharmaceutical costs, travel costs, and treatment fees.
- Death Benefits if a workplace injury results in death. These benefits are paid to a worker’s spouse, children, or other dependent family members. This occurs in the form of a maximum of $7,500 for funeral expenses and up to $150,000 in compensation for dependents.