Auto insurance pays for the harm done by an accident, including damage to a car or injuries to the people involved says Boca car accident lawyer Joe Osborne.If you’re injured in a car accident and file a lawsuit though the defendant is the other driver, it’s actually an insurance company who’s paying for the defense attorney and it would pay a settlement or court award. Personal injury law and insurance law are two sides of the same coin. In most of our cases the defendant has at least one insurance policy covering the accident.Auto insurance covers the harm done in an accident. That harm can be to vehicles and property and also the harm done to people by injuries.
Personal injury protection (PIP) coverage pays up to a set amount for injuries no matter who caused an accident. The minimum amount varies from state to state (Florida’s minimum is $10,000). That amount needs to be exceeded before someone who’s injured can sue an at fault party for additional costs.
If you or a loved one have been injured in a car accident, contact Boca car accident lawyer Joe Osborne at (561) 293-2600 or fill out this online contact form. You can discuss your case, how the law may apply and your best legal options to protect your rights and obtain compensation for your injuries.